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	<title>Ravi's Gadgets &#187; Mom</title>
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	<link>http://www.ravisgadgets.com</link>
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		<item>
		<title>Son getting divorce or anullment after 6 months</title>
		<link>http://www.ravisgadgets.com/son-getting-divorce-or-anullment-after-6-months/</link>
		<comments>http://www.ravisgadgets.com/son-getting-divorce-or-anullment-after-6-months/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 08:08:57 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Anullment]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Parents]]></category>
		<category><![CDATA[Payment Money]]></category>
		<category><![CDATA[Promblem]]></category>
		<category><![CDATA[Wifes]]></category>
		<category><![CDATA[Wrong Way]]></category>

		<guid isPermaLink="false">http://www.mortgagefit.com/quitclaim/afterdivorce-loanliablity.html</guid>
		<description><![CDATA[Wifes parents are going to pay him the down payment money to walk away and give her the house.  She has a child not his, and she also has no job yet. I told him a quick claim still leaves him on the loan and this leave him open for anything..
He can pay off his loans and start over, but I am worried this is the wrong way to handle this promblem with the house.  Worried mom need advice for son.]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/son-getting-divorce-or-anullment-after-6-months/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What will happen to house/mortgage when mom passes?</title>
		<link>http://www.ravisgadgets.com/what-will-happen-to-housemortgage-when-mom-passes/</link>
		<comments>http://www.ravisgadgets.com/what-will-happen-to-housemortgage-when-mom-passes/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 16:22:21 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[House Mortgage]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Mortgage Debt]]></category>

		<guid isPermaLink="false">http://www.mortgagefit.com/quitclaim/home-foreclosed.html</guid>
		<description><![CDATA[My mother is terminally ill. She quit claimed her home to another daughter in the amount of $10. The mortgage has not been transferred, if she passes away with the mortgage debt due, what will happen. Will my sister be responsible or will the home be foreclosed?]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/what-will-happen-to-housemortgage-when-mom-passes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>my mom quit claimed to me</title>
		<link>http://www.ravisgadgets.com/my-mom-quit-claimed-to-me/</link>
		<comments>http://www.ravisgadgets.com/my-mom-quit-claimed-to-me/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 18:29:21 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Mortgage Payments]]></category>

		<guid isPermaLink="false">http://www.mortgagefit.com/quitclaim/stop-payment.html</guid>
		<description><![CDATA[if she stops payment and forecloses on her condo, am I responsible for any remaining mortgage payments if she passes away?]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/my-mom-quit-claimed-to-me/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First time homebuyer. can i qualify?</title>
		<link>http://www.ravisgadgets.com/first-time-homebuyer-can-i-qualify/</link>
		<comments>http://www.ravisgadgets.com/first-time-homebuyer-can-i-qualify/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 00:24:10 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Boiler]]></category>
		<category><![CDATA[Car Car]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Co Borrower]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Downpayment]]></category>
		<category><![CDATA[Fiancee]]></category>
		<category><![CDATA[Flooring]]></category>
		<category><![CDATA[Furnace]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance Cards]]></category>
		<category><![CDATA[Insurance Credit]]></category>
		<category><![CDATA[Minumum]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[New Shingles]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Water Pipes]]></category>

		<guid isPermaLink="false">http://www.mortgagefit.com/firsttimebuyer/qualify.html</guid>
		<description><![CDATA[I am currently looking a t a house that they are asking 74,900.  the house needs work (water pipes, boiler furnace, possibly new shingles, flooring.)  the last i knew my midldle score was 650 and that was 2 years ago.  since then my income has improved (24k -26k yearly) minumum debt ($300) monthly to pay car, car insurance, credit cards.  I want to put an offer in for 50,000.  Is it possible to get extra out of mortgage to fix minor issue prior to moving in?  Also My fiancee's mom is will to be a co-borrower but she is canadian.  is that possible?  Also the downpayment will come form my fiancee and we only have about 5,000 available but that is pushing it.

Can any one suggest a good direction for me to start?  I have a meeting with a lender hopefully this week, but want to be educated before i talk to them.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cops: Dead Tot Spent Months in Mom&#8217;s Car Trunk</title>
		<link>http://www.ravisgadgets.com/cops-dead-tot-spent-months-in-moms-car-trunk/</link>
		<comments>http://www.ravisgadgets.com/cops-dead-tot-spent-months-in-moms-car-trunk/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 17:39:01 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Affidavit]]></category>
		<category><![CDATA[Body In The Trunk]]></category>
		<category><![CDATA[Car Trunk]]></category>
		<category><![CDATA[Cops]]></category>
		<category><![CDATA[Detectives]]></category>
		<category><![CDATA[Discovery]]></category>
		<category><![CDATA[High Chair]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[National News]]></category>
		<category><![CDATA[Woman]]></category>

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		<description><![CDATA[
A woman accused of killing her 2-year-old son and hiding his body in the trunk of her car told detectives that the toddler died after falling from a high chair months prior to the child's discovery, according to an affidavit. 
      [<a href="http://www.preciseNews.us/rss.php?site=http://www.foxnews.com/us/index.html&#38;url=http://www.foxnews.com/xmlfeed/rss/0,4313,80,00.rss&#38;title=FNC%20%20National%20News" title="Click to See More Articles from FNC - National News" target="_blank">FNC - National News</a>]
         [<a href="http://www.foxnews.com/story/0,2933,426464,00.html" target="_blank">Read More</a>]
       ]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/cops-dead-tot-spent-months-in-moms-car-trunk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hazards in a half century of presidential debates</title>
		<link>http://www.ravisgadgets.com/hazards-in-a-half-century-of-presidential-debates/</link>
		<comments>http://www.ravisgadgets.com/hazards-in-a-half-century-of-presidential-debates/#comments</comments>
		<pubDate>Sat, 20 Sep 2008 17:10:19 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Al Gore]]></category>
		<category><![CDATA[Exasperation]]></category>
		<category><![CDATA[Face]]></category>
		<category><![CDATA[George Bush]]></category>
		<category><![CDATA[George W Bush]]></category>
		<category><![CDATA[John Kennedy]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Pique]]></category>
		<category><![CDATA[Political News]]></category>
		<category><![CDATA[Presidential Debates]]></category>
		<category><![CDATA[Richard Nixon]]></category>
		<category><![CDATA[Thirty Years]]></category>
		<category><![CDATA[Tv Debate]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[
Weary and recovering from illness, Richard Nixon looked so bad in his TV debate with John Kennedy that his mom called afterward to see if he was all right. Thirty years later, Al Gore loudly sighed, shrugged in exasperation and got in George W. Bush's face in a display of pique and impatience.... 
      [<a href="http://www.preciseNews.us/rss.php?site=http://hosted.ap.org/dynamic/fronts/POLITICS&#63;SITE=AP&#38;SECTION=HOME&#38;url=http://hosted.ap.org/lineups/POLITICSHEADS-rss_2.0.xml&#63;SITE=DCTMS&#38;SECTION=HOME&#38;title=AP%20Top%20Political%20News" title="Click to See More Articles from AP Top Political News" target="_blank">AP Top Political News</a>]
         [<a href="http://hosted.ap.org/dynamic/stories/D/DEBATES_HISTORY?SITE=DCTMS&#38;SECTION=HOME&#38;TEMPLATE=DEFAULT" target="_blank">Read More</a>]
       ]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/hazards-in-a-half-century-of-presidential-debates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Missing girl&#8217;s mom faces more charges</title>
		<link>http://www.ravisgadgets.com/missing-girls-mom-faces-more-charges/</link>
		<comments>http://www.ravisgadgets.com/missing-girls-mom-faces-more-charges/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 23:44:29 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Girl Faces]]></category>
		<category><![CDATA[Missing Florida Girl]]></category>
		<category><![CDATA[Missing Girl]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Orlando Fla]]></category>
		<category><![CDATA[Prosecutors]]></category>
		<category><![CDATA[Theft Charges]]></category>
		<category><![CDATA[Upi]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[
ORLANDO, Fla.,  Sept. 19 (UPI) --  Prosecutors filed more theft charges Friday against the mother of a missing Florida girl. 
      [<a href="http://www.preciseNews.us/rss.php?site=http://www.upi.com&#38;url=http://rss.upi.com/news/news.rss&#38;title=UPI" title="Click to See More Articles from UPI" target="_blank">UPI</a>]
         [<a href="http://www.upi.com/Top_News/2008/09/19/Missing_girls_mom_faces_more_charges/UPI-89361221867869/" target="_blank">Read More</a>]
       ]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/missing-girls-mom-faces-more-charges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medicaid Asset Recovery &#8211; Gift Deed &#8211; What now?</title>
		<link>http://www.ravisgadgets.com/medicaid-asset-recovery-gift-deed-what-now/</link>
		<comments>http://www.ravisgadgets.com/medicaid-asset-recovery-gift-deed-what-now/#comments</comments>
		<pubDate>Tue, 16 Sep 2008 17:36:13 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[7 Months]]></category>
		<category><![CDATA[Asset Recovery]]></category>
		<category><![CDATA[Correspondence]]></category>
		<category><![CDATA[Department Of Aging And Disability]]></category>
		<category><![CDATA[Department Of Aging And Disability Services]]></category>
		<category><![CDATA[Gift Deed]]></category>
		<category><![CDATA[Ideas Opinions]]></category>
		<category><![CDATA[Medicaid]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Nursing Home]]></category>
		<category><![CDATA[Phone Call]]></category>
		<category><![CDATA[Probate Estate]]></category>
		<category><![CDATA[Proceedings]]></category>
		<category><![CDATA[Questionaire]]></category>
		<category><![CDATA[Real Estate Home]]></category>
		<category><![CDATA[Supervisor]]></category>
		<category><![CDATA[Texas Department Of Aging And Disability]]></category>
		<category><![CDATA[Texas Department Of Aging And Disability Services]]></category>
		<category><![CDATA[Yers]]></category>

		<guid isPermaLink="false">http://www.mortgagefit.com/propertytransfer/medicaidestate-recovery.html</guid>
		<description><![CDATA[On 10-01-2005 my mother transferred her real estate (home)  via gift deed to me (I'm an only child, 64 yers of age)

Mom was in a nursing home from 08-25-06 until she passed away on 
12-17-07.

First I received the normal questionaire (packet) from the Texas Department of Aging and Disability Services about 60 days after mom's death.  I completed it  and returned it immediately.

The second correspondence from them was 08-21-2008 stating that no probate estate has been opened yet, and if I don't start proceedings, then the state will begin then.  (Note: the only asset was the real estate (home), so I don't see a need to probate anything!) 

I called them, and they said their records indicated that the real estate was in my mother's name, that they were unaware of a gift deed, and asked that I fax it to them.  I faxed it immediately, and then talked to a clerk that verified receiving it, and she said it appeared to her that the claim needs to be dropped, but that it would be referred to her supervisor and that I should expect a letter stating they were dropping the issue within 2 or 3 weeks.  Needless to say I have received nothing, and can not even get a phone call returned.

The only other point I will make is that I lived in the house for over a year before my mother passed away, but only have 7 months of bank records,  and I still live there today as this is the only residence I own.

Any ideas/opinions/suggestions of where I stand or what I should do on this issue would be greatly appreciated.]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/medicaid-asset-recovery-gift-deed-what-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Caylee&#8217;s Mom Back in Court on New Charges</title>
		<link>http://www.ravisgadgets.com/caylees-mom-back-in-court-on-new-charges/</link>
		<comments>http://www.ravisgadgets.com/caylees-mom-back-in-court-on-new-charges/#comments</comments>
		<pubDate>Tue, 16 Sep 2008 16:51:11 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Briefly]]></category>
		<category><![CDATA[Caylee]]></category>
		<category><![CDATA[Disappearance]]></category>
		<category><![CDATA[Little Girl]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[National News]]></category>
		<category><![CDATA[New Mother]]></category>
		<category><![CDATA[Tuesday Morning]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[
The mother of missing Orlando tot Caylee Anthony appeared in court briefly Tuesday morning on new charges unrelated to the little girl's disappearance. 
      [<a href="http://www.preciseNews.us/rss.php?site=http://www.foxnews.com/us/index.html&#38;url=http://www.foxnews.com/xmlfeed/rss/0,4313,80,00.rss&#38;title=FNC%20%20National%20News" title="Click to See More Articles from FNC - National News" target="_blank">FNC - National News</a>]
         [<a href="http://www.foxnews.com/story/0,2933,423119,00.html" target="_blank">Read More</a>]
       ]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/caylees-mom-back-in-court-on-new-charges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Easy2Add for Outlook &#8211; Update</title>
		<link>http://www.ravisgadgets.com/easy2add-for-outlook-update/</link>
		<comments>http://www.ravisgadgets.com/easy2add-for-outlook-update/#comments</comments>
		<pubDate>Tue, 12 Aug 2008 19:45:13 +0000</pubDate>
		<dc:creator>Ravi</dc:creator>
				<category><![CDATA[Where To Put It?]]></category>
		<category><![CDATA[Calendar Appointments]]></category>
		<category><![CDATA[Calendar Event]]></category>
		<category><![CDATA[Events Calendar]]></category>
		<category><![CDATA[Lunch]]></category>
		<category><![CDATA[Microsoft]]></category>
		<category><![CDATA[Microsoft Outlook]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Outlook Calendar]]></category>

		<guid isPermaLink="false">http://www.rsoftr.com/business/office-suites-tools/easy2add_for_outlook-46190.html</guid>
		<description><![CDATA[Quickly create new events in your Outlook Calendar (appointments, meetings, all day events). If you type in something like [Lunch with Mom at Home 11am Sunday], Easy2Add create the new Calendar event, even when Microsoft Outlook is closed.]]></description>
		<wfw:commentRss>http://www.ravisgadgets.com/easy2add-for-outlook-update/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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