Ravi’s Gadgets

Why is it not such a good idea to try an insurance broker these days? Quite frankly, the only way the broker can get the same range of quotes that you can is by going online.

In fact, to get them to do what you want, you would need to tell them that you want to be able to choose from the best quotes, but they will give you quotes only from firms they deal with. This is how brokers operate: by finding insurers who give their customers value and pay them well. Obviously, they will not deal with an insurer that pays them no commission or a very small commission.

Some auto insurance companies deal direct with the customer, so if you ask a broker, you will not get quotes from them. And they are often the cheapest, and can be the best. This is why I do not recommend using a broker except in certain cases, but favor online auto insurance quotes.

Get online auto insurance quotes – I do

I have been getting online auto insurance quotes for years, and it pays off. In some cases, you may get only five or six companies that quote, because this is they way the web site is set up. However, there are some places where you can get quotes from just about every insurer that provides the sort of insurance cover you need. They will take into account your age, the type and age of car, where you live, how many people will drive it, and so on.

Mind you, if you have had three or four claims in the past few years, and have some speeding tickets on your license you might need to go to a broker. Even so, I would try getting online auto insurance quotes first because you can reach some small specialists whom you may never have heard of. They may be able to cover you at a reasonable cost.

These days, the internet is huge, and the search engine results are not always what you might expect. If you just search online for auto insurance quotes you will find many pages that do not give you what you are looking for. You will find some quite odd sites if you use Google for quotes, which will waste a lot of time.

For this reason, I think the best answer is to find a website that will give you quotes from all the leading firms, and some specialists, in one simple operation. You just put in your details, and you will get plenty of quotes in one go.

I got this email from someone a few days ago. I think it is worth a read.

A jobless man applied for the position of “office boy” at Microsoft.
The HR manager interviewed him then watched him cleaning the floor as a test.

“You are employed.”

He said.” Give me your e-mail address and I’ll send you the

application to fill in, as well as date when you may start.”

The man replied “But I don’t have a computer, neither an email..”

I’m sorry”, said the HR manager, “If you don’t have an email, that

means you do not exist. And who doesn’t exist, cannot have the job.”

The man left with no hope at all. He didn’t know what to do, with only

$10 in his pocket. He then decided to go to the supermarket and buy a

10Kg tomato crate.

He then sold the tomatoes in a door to door round. In less than two

hours, he succeeded to double his capital. He repeated the Operation

three times, and returned home with $60. The man realized that he can

survive by this Way, and started to go everyday earlier, and return

late Thus, his money doubled or tripled every day. Shortly, he bought

a cart, then a truck, then he had his own fleet of delivery vehicles.

5 years later , the man is one of the biggest food retailers in
the US ..

He started to plan his family’s future, and decided to have a life
insurance..

He called an insurance broker, and chose a protection plan. When the

conversation was concluded, the broker asked him his email. The man

replied, “I don’t have an email”. The broker answered curiously, “You

don’t have an email, and yet have succeeded to build an empire. Can

you imagine what you could have been if you had an email?!!”

The man thought for a while and replied, “Yes, I’d be an office boy at

Microsoft!”

Moral of the story:

Moral 1 – Internet is not the solution to your life.

Moral 2 – If you don’t have internet, and work hard, you can be a millionaire.

Moral 3 – If you received this message by email, you are closer to being an
office boy,

than a millionaire……….

Have a great day!!!

Pls Note: – Do not forward this email back to me, I’m closing all my email addresses &
but not going to sell tomatoes!!!

Smiling after reading is not mandatory!